By: Jeffrey Lapin
Brian
Bruce Sr,, from Illinois, has sued Equifax, one of the 3 major credit reporting
agencies, for violations of the Fair Credit Reporting Act (FCRA) and other
violations for sending his private credit and financial data to an
identity thief.
The
facts, as alleged by Bruce are:
- Someone from New York had fraudulently incurred approximately $23,000.00 on his Capital One credit card.
- Bruce notified Equifax about the fraudulent charges and asked them to put a fraud alert and security freeze on his account.
- In his discussions with Equifax, a representative told him about its "Complete Premier Plan," which for $19.95 a month, provided "comprehensive credit monitoring and identity protection."
- Equifax, which had the identify thief's address in New York, asked that Bruce provide certain financial documents so they could change his address in their system to Illinois from New York, which is the address the identity thief had been using.
- Bruce sent the requested documents so his address could be corrected.
- Shortly after sending the documents Equifax mailed a copy of his complete credit report containing his full social security number, full birth date and information about all of his credit accounts to the identity thief's address in New York.
- After Bruce learned that Equifax had wrongfully sent the information to New York, he alleges that Equifax attempt to blame him for the mistake.
Equifax has not yet
formally responded to the lawsuit or made any public remarks about Bruce's
lawsuit.
For more information about this lawsuit:
- Courthouse News Service: Big Time Screw-up at Equifax, Customer Says
- ABC News: Customer Claims Credit Bureau Gave ID Thief His Most Sensitive Data
ABOUT LAPIN LAW OFFICES
Lapin Law Offices represents consumers whose rights have been violated under the Fair Credit Reporting Act (FCRA).
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