Some wireless carriers (AT&T and T-Mobile) are charging people to block numbers. While these carriers do give a limited number of "free" blocks they start charging a monthly fee once you reach their limit.
Most smartphones can block numbers. However, there are a large number of people who do not have smartphones.
Kudos to Verizon and Sprint for not charging customers to block numbers.
How Mobile Carriers Are Making Customers Pay For Safety - Forbes
On September 25, 2012, the Consumer Financial Protection Bureau (CFPB) released the results of its study of credit scores, just 5 days before the CFPB will begin supervising credit-reporting companies.
The CFPB study found:
The CFPB recommends that consumers consider the following in evaluating credit scores they receive:
The CFPB will begin supervising consumer reporting agencies, approximately 30, that account for about 94% of the entire market's. CFPB examiners will be looking to verify that consumer reporting companies are complying with federal consumer financial law, including that the companies are using and providing accurate information, handling consumer disputes, making disclosures available, and preventing fraud and identity theft.
The CFPB's Press Release and Study can be found:
- Press Release: Consumer Financial Protection Bureau Study Finds Credit Scores Used by Consumers and Lenders Can Differ
- Study: Analysis of Differences between Consumer- and Creditor-Purchased Credit Scores