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Thursday, June 21, 2012

Law Practice and Shiny Gadgets ?

COMMENT: Does technology make you a better lawyer?

Article's author concludes no. One commentator agreed stating, "Technology frees me from the office. For me it means getting to a few more kids soccer games and a few more family dinners. A few more weekends out of town, or at the cabin. It doesn’t make me a better lawyer but it does make me a better person to be around."

Do you agree or disagree that technology can make you a better lawyer or does it just allow you to be more efficient?


The High Cost of Low Credit Scores - Real-Time Advice - SmartMoney

SUMMARY: Borrowers with a FICO (credit score) below 720 will end up with higher interest rates and could have a harder time getting a loan. Article shows the increased costs for people with lower credit scores in obtaining car loans, credit cards and mortgages.

This should encourage people to do everything they can to increase their credit score.


FTC Charges Telemarketers With Scamming Elderly People Out Of At Least $10 Million - The Consumerist

SUMMARY: The Federal Trade Commission (FTC) charges telemarketers with scamming elderly consumers out of at least $10 million by not disclosing the true costs of the scheme.


Tuesday, June 19, 2012

CFPB Launches Consumer Complaint Database

The Consumer Financial Protection Bureau (CFPB) launched a Consumer Complaint Database that will provide basic info ...

Tuesday, June 12, 2012

4 services to keep your passwords safe ?

SUMMARY: Good article discussing 4 of the better password managers. These programs allow you to use complex and unique passwords while only having to remember one master password.

I personally like 1Password, which is the most expensive, but offers the best overall functionality. One of the best features is the ability to use Dropbox to sync the password database among your various devices including PC, Mac, iPad, iPhone and android devices.


Friday, June 8, 2012

Protect a Deceased Relative from Identity Theft

Dealing with the death of a relative is hard enough. Family members do not need the additional stress of having to ...

In Survey, Most Teens Admit to Texting While Driving -

COMMENT: Governmental study finds that more than 50% of high school seniors admit to texting while driving. All drivers, especially teens, need to be reminded that their full attention should be on driving. Texting causes drivers to become distracted which can lead to accidents, injuries and death.


Thursday, June 7, 2012

While New Jersey may not have a law r...

While New Jersey may not have a law requiring the debt collector to tell a perso...

Bamboozled: Debt collector wasn't keeping track of payments and, surprisingly, state law doesn't require it |

COMMENT: While New Jersey may not have a law requiring the debt collector to tell a person how much they owe the Fair Debt Collection Practices Act (FDCPA) might. People should be entitled to know what they owe on a debt to make sure that they are paying (or being forced to pay) the correct amount.

The debt collector's excuses in this case are flimsy. It should not be hard for it to determine the amount owed. The woman was trying to pay what she legitimately owed.


Tuesday, June 5, 2012

- Computer System Used To Underpay I...

- Computer System Used To Underpay Injury Claimslapinlawoffices.comA new report issued by the Consumer

Computer System Used To Underpay Injury Claims

A new report issued by the Consumer Federation of America (“CFA”), Low Ball: An Insider’s Look at How Some In ...